《保险研究》20201001-《扎根中国大地 创新保险理论——写在<保险研究>创刊四十周年》（卓志）

［摘   要］伴随着我国保险实践活动的快速发展和保险理论自身的革新变化，我国保险理论研究成果不断丰富，研究内容持续拓展，研究层次显著提高，研究范式逐渐多元，基本形成了兼具保险一般原理、研究规律与中国特色的保险研究与理论体系，在推动我国保险业高质量发展的实践中发挥了积极作用。在新的发展阶段，开展保险理论研究，要以习近平新时代中国特色社会主义思想为指导，坚持理论创新，同时立足国内大循环、国际国内双循环和保险实践，遵循行业发展规律，以多方位的系统性研究视角、跨学科的研究分析方法、多样化的研究分析范式等方法论为基础，进一步丰富和完善中国特色保险理论研究体系，为推动国家治理体系和治理能力现代化建设提供更加有效有力的保险支持。

［关键词］保险理论；主要成就；方法论指导；研究展望

［作者简介］卓志,博士后,西南财经大学教授,博士生导师,主要研究方向:商业保险、风险管理和精算等。感谢孙正成博士、段胜博士帮助收集整理有关文献和资料。

Innovate on Insurance Theories Based on China′s Situations—Written on the 40th anniversary of the “Insurance Studies” magazine

ZHUO Zhi

Abstract：With the rapid development of China′s insurance practices and the innovation of insurance theories, China′s insurance research results have being constantly enriched with research contents being expanded, research levels being upgraded and research paradigms being diversified. As a result, the insurance theoretical system has been formed which incorporates general principles of insurance, rules of research and China′s characteristics. The theoretical system has played an active role in promoting the high quality development of the insurance industry. In the new stage, innovating on insurance research theories must be guided by Xi Jinping′s thoughts on socialism with Chinese characteristics in the new era. At the same time, the theoretical innovation must be based on the internal cycle of China′s economy, the dual domestic and international cycles and actual insurance practices, and follow the basic rules of the insurance industry development. Moreover, we should adopt a multi-faceted and systematic approach, interdisciplinary research and analytical methods and diversified research and analytical paradigms in further enriching and improving the insurance theoretical research system with Chinese characteristics, providing more effective and powerful insurance support for the perfection of the national governance system and the modernization missions.

Key words：insurance theory;major achievements;methodological guidance;research prospects